Loans, in general, are risky. It should be avoided at all cost. Loans are generally money that you don’t have. So you get it and you have to pay it off over a certain period of time with interest. Failure to pay off at the given or agreed time would mean additional interest. But there are really times when people get themselves in a bind and a loan is inevitable.
If you absolutely have to take out a loan, just don’t get a payday…Continue
The biggest entrepreneurs in the world didn’t get to where they are overnight. There’s a good amount of determination needed complemented with discipline in order to succeed in business. But perhaps there is also a pinch of luck needed—in terms of opportunities and the people that make up the entire business. Here are some of the biggest lessons learned in business from the world’s top businessmen.
Small businesses tend to lose their customers within three years. Of course, this all depends on the business—but generally, it takes three years to assess whether the business will survive in the long run or not. This is about the time when the…Continue
Every citizen needs to pay taxes. But not every citizen takes the time to get to know why we pay taxes, how to calculate taxes and where our taxes go. Educating yourself about taxes is important so that you don’t “overpay.” Also, there are times when the Internal Revenue Service (IRS) gives out tax refunds. The thing is everybody wants a tax refund, but not a lot want to know more about taxes. So here are the seven basic things you need to know about filing tax…Continue